Friday, April 27, 2007

Nerd Wars?!

In the tradition of such great cult flicks as Revenge of the Nerds (1984), Revenge of the Nerds: Nerds in Paradise, Revenge of the Nerds: The Next Generation, and Revenge of the Nerds: Nerds in Love comes yet another attempt to glorify nerds.

Check this video out (http://www.thenewbestsite.com/showVideo.php?vidId=171)

What can I say but: Nerds, too much time, and very cool! The only thing that could have made it possibly better for me was if they had gotten Jaleel White (aka Urkel) to fight against Will Hung (aka American Idol wannabe)

Tuesday, April 24, 2007

cellar raid


with W in town its always a good excuse dig up something ancient from the cellar. well mostly his cellar :) A lucky coincidence that it was the ANZAC day public holiday so we could drink and be merry. we managed to consume 2 bottles of Dom (1982,1985) and a 96 Vasse Felix cab Sav.
The 82 Dom was spectacular.
Its great having a public holiday in the middle of the week. feels like you get 2 weekends.

Boring first post - Best home loan on the market

Howdy all, thought i'ld post some random boring post to add to the countless other boring posts on all the countless other boring blogs. Hopefully, this blog will become a little less boring in the universe of blogs....but alas I doubt it will be because of this little contribution today. This my friends is because I can't really think of something witty to say so I'll try and tell you something useful which I'm currently have to go through. Mortgages!!!

At the moment i'm dealing with a guy from Mortgage Choice here in Sydney who is proving to be a bit of an idiot. Home loans aren't rocket science but you would expect someone who does it for a living to have some practical sense or at least be able to put it into context with real life. Case in point, did you know that a loan in the name of the company or a trust still requires the lender to discount income produced by ~30% AND (wait for it) living expenses!! 30% haircut on income...fair enough...but the last time I checked a company doesn't eat, pay rent or need money for social lubricate on the weekend....i don't ask for much but a little commonsense in your mortgage broker isn't out of the question I thought!

Enough ranting and back to the topic....after running through the hundreds of available loans, I found a winner which I think is a good deal....a fixed interest loan with a 100% offset account....which means you get to lock in your interest rate but can effective pay as much as you want to reduce your loan and can still redraw if you want! There are apparently two loans of this type in the whole Australian market...adelaide bank provides one and credit union australia (CUA) provides the other one. I'ld recommend you go with CUA as the interest rates, establishment fees and probably more importantly exit fees are quite reasonable.

Stay tuned for something less geeky and less informative next time!

Monday, April 23, 2007

Rent-a-car reviews

whoo. I get to drive an old 2005/2006 Hyundai Accent 3-door auto hatch rent-a-car this week. with an invasion of in-laws this week, I've had to get another car. Unfortunately, the budget didn't allow for anything cool like a convertible or the totally gangsta looking 300C.
I was expecting to hang lots of crap on this car but its actually not too bad. performance and handling is not great but a pass. cornering was actually not too bad but zero steering feel. The fun thing is that if you stomp on it, the "beast" will rev all the way to to redline before changing up. The engine makes a lot of noise that doesn't translate to go though and it isn't a pleasant engine note either. the ride was a bit bumpy and the brakes were spongy and not that responsive.
Seats are supportive and comfortable although headrest is a bit hard.
interior. materials and build quailty are cheap but so is the car. The standard stereo/CD is utter rubbish massive bass distortion at even low volume.

Thursday, April 19, 2007

Saddle Fitness

Cyclist are a wierd bunch with their own subculture. they have strange terms and get excited over large thighs and carbon fibre seat posts. Anyway I learned some new cycling lingo I can sprout down at Barrets to impress all the other poser wannabe cyclists there on saturday mornings.
Over coffee with my mate Brett (mad keen cyclist) today I was complaining about my sore ass (somehow we end up talking about our asses a lot) from riding to work yesterday. He brought to my attention the term "saddle fitness". basically how thick and desensitised the skin on your bum is where it contacts the seat of you bike. I'm getting disturbing images of big calluses on my butt to the extent where I can start sanding down my outdoor furniture (which could be handy).
overall the ride to work was good. I'm finally getting some exercise and reducing my carbon footprint, also managed to push down the per usage cost of my bike to under $500!